01Acceptance and Scope of the Agreement

These Terms of Use (the "Terms") constitute a legally binding agreement between Zynvora Tech LLC ("Company", "we"), established under the laws of Delaware, United States of America (USA), and the natural persons who use the Platform ("User", "you"). The affiliated websites and applications operated by the Company, chiefly fanzu.live and including broadza.live and lovtube, are collectively referred to in this text as the "Platform" or the "Service".

By accessing the Platform, creating an account, or using the Service in any way, you declare that you have read, understood, and agree to be bound by these Terms, the Privacy Policy, and the Community Guidelines. If you do not accept these documents, you must not use the Platform.

These Terms form an integral whole together with the Privacy Policy, the Community Guidelines, and other policies, rules, and notices published on the Platform, and constitute inseparable parts of the agreement between the Company and the User.

02Definitions

The following definitions are used throughout these Terms:

• Platform / Service: All of the websites and applications belonging to fanzu.live and the affiliated brands operated by the Company.
• User: A natural person aged 18 and over (viewer) who registers with or uses the Platform and watches the content.
• Broadcaster: A User who broadcasts live on the Platform, creates content, and/or provides interactive services such as video calls.
• Agent: A business partner who acquires broadcasters or users for the Platform and who may be subject to revenue sharing within the framework of the relevant terms.
• Administrator: Authorized personnel who carry out the operation, moderation, and oversight of the Platform.
• Coin: A virtual unit used within the Platform that has no real monetary value.
• Content: Any and all text, images, audio, video, live broadcasts, messages, and similar data shared on the Platform.

03Eligibility and the Age-18 Condition

The Platform is intended ONLY for persons aged 18 and over. By registering with the Platform and using the Service, you represent and warrant that you have completed the age of 18, that you are of legal age, and that you have the legal capacity necessary to enter into these Terms.

The Platform may request age verification during or after registration. Accounts determined to belong to persons under 18 are immediately suspended or closed. Any and all liability arising from persons who use the Platform despite not being of legal age belongs to the relevant person.

The Platform's requesting adult verification does not mean that the Platform is a pornographic or obscene service. The Platform is NOT a medium containing explicit sexual content, and such content is strictly prohibited (see the Prohibited Content section).

04Account Creation and Security

To make use of certain features of the Service, you must create an account. You are obligated to provide correct, current, and complete information during registration and to keep this information up to date. Creating an account with false, misleading, or another person's information is prohibited.

You are personally responsible for the confidentiality of the username and password of your account and for all transactions carried out through your account. Your password is stored on the Platform only in hashed (digest) form. If you notice that your account has been used without authorization, you must immediately inform the Company at destek@fanzu.live.

As a rule, each user may open only one account. The Company reserves the right to refuse account creation, or to restrict, suspend, or close an account, for security reasons or in the event of a breach of these Terms.

The details regarding the processing of personal data collected by the Platform are explained in the Privacy Policy.

05Coin, Purchases, USD Payment, and Refund Policy

Coin is a virtual unit used within the Platform; it has no real monetary value, cannot be used outside the Platform, cannot be transferred, and cannot be converted into cash. Coin is used to carry out in-Platform transactions such as sending gifts, making video calls, and accessing private content/broadcasts.

Coin purchases are charged in USD (US dollars). During a coin purchase, your payment is processed through the Company's payment infrastructure (Stripe via zynvoratech.com). Following successful payment, the purchased coin is added to your account. During the payment process, your card and payment information is processed by the relevant payment service provider.

Coin prices, packages, coin-to-money conversion rates, commissions, revenue sharing, and withdrawal thresholds are published within the Platform on the panel/relevant settings page. In all cases, the current rates, fees, and thresholds published on the panel at the time of the transaction apply.

Since coin is a digital product and is performed immediately after purchase, it is, as a rule, not refundable. Cases where applicable mandatory consumer legislation requires otherwise, and exceptions at the Company's discretion, are reserved. Coin balances may become void without giving rise to any refund of value in the event that the account is closed due to a breach of these Terms.

• Coin carries no real monetary value and has no validity outside the Platform.
• Purchases are charged in USD and via Stripe (through zynvoratech.com).
• The panel/settings page is the basis for current prices, rates, fees, and thresholds.
• Owing to its nature as a digital product with immediate performance, coin is, as a rule, non-refundable.

06User Conduct Rules and Prohibitions

You agree to use the Platform only for lawful purposes and in accordance with these Terms and the Community Guidelines. You must refrain from conduct that would harm the rights and safety of other users and the integrity of the Platform.

Any and all use contrary to the law, morality, and the Platform rules, chiefly including the following conduct, is strictly prohibited:

• Creating fake profiles, impersonating another person, or using misleading identity information.
• Committing fraud, unauthorized commercial use, spam, or unsolicited promotion.
• Targeting minors, attempting to reach them, or using the Platform despite not being of legal age.
• Engaging in conduct involving hate speech, harassment, threats, incitement to violence, discrimination, and bullying.
• Collecting, sharing, or disclosing other users' personal data without their consent.
• Attempting to circumvent the Platform's security measures, using automated bot/scraping tools, or spreading malware.
• Manipulating the coin, earnings, or revenue-sharing systems, or carrying out fraudulent transactions or fake interactions.
• Sharing content that infringes intellectual property rights, third-party rights, or applicable legislation.

07Prohibited Content

Although the Platform provides an interaction and broadcasting service aimed at adults, it is NOT a pornographic platform. Explicit sexual content, pornography, obscene images and broadcasts, and the display of sexual acts are STRICTLY PROHIBITED.

The sharing, publishing, or transmitting on the Platform of the content illustrated below is prohibited and, upon detection, is immediately removed; the relevant accounts are suspended or closed and, where necessary, a report is made to the competent authorities:

• Explicit sexual content, pornography, obscene broadcasting, and images of sexual acts.
• Any and all material relating to the sexual abuse of children (an absolute and definitive prohibition).
• Content that encourages violence, torture, self-harm, or suicide.
• Content that promotes terrorism, illegal weapons, drugs, and other criminal activities.
• Content involving hate speech, racism, discrimination, and bullying.
• Content that infringes copyright or other intellectual property rights.
• Content involving fraud, misleading promotion, and unauthorized commercial activity.

08Intellectual Property

The software, design, interface, logos, trademarks, texts, and all content produced by the Company of the Platform, together with the intellectual and industrial property rights relating thereto, belong to the Company or its licensors. These rights are protected by applicable legislation and international agreements.

The rights relating to content uploaded to the Platform by Users remain with the relevant User. However, by uploading their content to the Platform, the User accepts that they grant the Company a worldwide, royalty-free, transferable and sub-licensable, non-exclusive license to use it for the purposes of providing, operating, promoting, and improving the Service.

The User undertakes that the content they upload to the Platform belongs to them or that they are legally authorized to share such content. Copyright infringement claims may be reported to dmca@fanzu.live; the details regarding the notice-and-takedown processes are explained in the relevant policies.

09Third-Party Services

The Platform makes use of third-party service providers in order to perform its functions. These services are subject to the respective providers' own terms and policies, and the Company cannot be held liable for disruptions, interruptions, or transactions arising from these third parties.

The principal third-party services used by the Platform are set out below:

• Payment processing: Stripe (via zynvoratech.com).
• Real-time video/audio and live-streaming infrastructure: Agora.
• Hosting and content delivery (CDN) providers.
• Push notification services.

10Limitation of Liability and Disclaimer of Warranty

The Platform is provided "as is" and "as available" to the maximum extent permitted by applicable legislation. The Company gives no warranty of any kind, express or implied, that the Service will be uninterrupted, error-free, secure, or fit for a particular purpose.

To the maximum extent permitted by applicable legislation, the Company cannot be held liable for the use or inability to use the Platform, loss of data, loss of profit, damage to reputation, or indirect, incidental, special, or punitive damages. Liability arising from interaction between users, broadcaster content, and third-party conduct belongs to the relevant persons.

The limitations in this section do not affect cases where mandatory consumer protection provisions, or liability arising from intent or gross negligence, cannot be limited.

11Indemnification

The User agrees to hold harmless and indemnify the Company, its affiliates, directors, and employees against any and all claims, lawsuits, damages, costs, and reasonable attorney's fees arising from its breach of these Terms, the Community Guidelines, or applicable legislation, from the content it uploads to the Platform, or from conduct that infringes the rights of third parties.

The Company reserves the right to assume the defense of claims directed against it and arising from the User's acts; in such case, the User is obligated to cooperate reasonably in the defense.

12Suspension and Termination

The Company has the right to warn, restrict, remove content, ban from broadcasting, suspend, or close any account, with or without prior notice, in the event of a breach of these Terms or the relevant policies, unlawful use, a security risk, or the existence of other just cause.

The User may request to close their account at any time. Closing the account does not eliminate the obligations that have arisen up to that point. In the event that the account is closed due to a breach of these Terms, unused coin balances may become void without giving rise to any refund.

Even after termination or suspension, provisions that by their nature must remain in force (such as intellectual property, limitation of liability, indemnification, governing law, and dispute resolution) retain their validity.

The details regarding content moderation, the complaint mechanism, and user-blocking processes are explained in the Community Guidelines.

13Changes

The Company reserves the right to update these Terms at any time in line with changes in applicable legislation, the development of the Service, or operational requirements. The updated Terms take effect from the moment they are published on the Platform, and the effective date is indicated on the text.

Significant changes may, to the extent appropriate, be announced by in-Platform notice or email. Your continued use of the Platform after the changes take effect means that you accept the updated Terms. If you do not accept the current Terms, you must stop using the Platform.

14Governing Law and Dispute Resolution

These Terms are subject to the laws of the State of Delaware, United States of America, without regard to conflict-of-laws rules. Disputes arising from these Terms or from the use of the Platform are resolved in the competent courts and authorities within the Company's jurisdiction.

With respect to users located in Turkey, the explanations regarding the rights and obligations under the Law No. 6698 on the Protection of Personal Data (KVKK) are contained in the Privacy Policy. With respect to users located in the European Union/European Economic Area, the General Data Protection Regulation (GDPR) compliance explanations are also addressed in the Privacy Policy.

Cases where mandatory consumer protection legislation grants the relevant user rights arising from the mandatory legal rules of the country where they are located, or the possibility of applying to a competent court, are reserved.

15Contact

You may submit your questions, requests, and notices regarding these Terms or the use of the Platform to the Company at the email addresses below. Where necessary, postal address information for correspondence may be shared upon request ([Company mailing address]).

• General support: destek@fanzu.live
• Legal notices / DSA point of contact: legal@fanzu.live
• Personal data (KVKK/GDPR) requests: privacy@fanzu.live
• Copyright / DMCA notices: dmca@fanzu.live